Effective Date: January 1, 2026
 
Welcome to Voryntyl (“Company,” “we,” “our,” or “us”). By accessing our website, purchasing services, or engaging with our business in any way, you agree to be bound by these Terms & Conditions. If you do not agree, please do not use our services.
 
 
 
1. Services Provided
 
 
Voryntyl provides services including but not limited to:
 

• Personal and business credit-related services

• Brand development and consulting

• Digital products and services

• Strategy sessions and business support

 
 
All services are provided based on the information supplied by the client and applicable laws.
 
 
 
2. No Guarantees or Promises
 
 
Voryntyl does not guarantee specific results, including but not limited to:
 

• Credit score increases

• Credit approvals

• Business funding or revenue outcomes

 
 
Results vary based on individual circumstances, financial history, compliance, and external institutions.
 
 
 
3. Client Responsibilities
 
 
By using our services, you agree to:
 

• Provide accurate, complete, and truthful information

• Respond promptly to requests for documentation

• Follow all instructions provided

• Maintain compliance with applicable laws

 
 
Failure to do so may delay or terminate services without refund.
 
 
 
4. Payments & Fees
 
 

• All prices are listed in U.S. dollars unless stated otherwise

• Payments are processed through Wix Payments or approved third-party processors

• Services may require full payment or installment payments before work begins

 
 
Voryntyl reserves the right to change pricing at any time.
 
 
 
5. No Refund Policy
 
 
Due to the nature of digital, consulting, branding, and credit-related services:
 
 ALL SALES ARE FINAL.
 NO REFUNDS will be issued once services have started or digital products have been delivered.
 
By purchasing, you acknowledge and agree to this policy.
 
 
 
6. Chargebacks & Disputes
 
 
Unauthorized chargebacks or payment disputes may result in:
 

• Immediate termination of services

• Legal action

• Collection of owed balances

 
 
Clients are encouraged to contact Voryntyl directly before disputing any charge.
 
 
 
7. Authorization for Credit Services
 
 
For credit-related services, clients must provide written authorization allowing Voryntyl to:
 

• Review credit reports

• Communicate with credit bureaus and related institutions

 
 
Authorization may be revoked at any time in writing.
 
 
 
8. Intellectual Property
 
 
All content, materials, strategies, designs, documents, and digital products provided by Voryntyl are intellectual property of the Company and may not be:
 

• Copied

• Shared

• Resold

• Distributed

 
 
without written permission.
 
 
 
9. Confidentiality
 
 
We respect client confidentiality. Likewise, clients agree not to disclose proprietary processes, strategies, or materials belonging to Voryntyl.
 
 
 
10. Limitation of Liability
 
 
To the fullest extent permitted by law, Voryntyl shall not be liable for:
 

• Indirect or consequential damages

• Financial losses

• Business interruptions

• Decisions made based on services provided

 
 
Use of our services is at your own risk.
 
 
 
11. Third-Party Services
 
 
Voryntyl may recommend or interact with third-party platforms (credit bureaus, lenders, vendors, Wix services). We are not responsible for their actions, policies, or outcomes.
 
 
 
12. Termination of Services
 
 
We reserve the right to suspend or terminate services if:
 

• These Terms are violated

• Fraudulent activity is suspected

• Abuse, harassment, or misconduct occurs

 
 
No refunds will be issued upon termination.
 
 
 
13. Governing Law
 
 
These Terms & Conditions shall be governed by and interpreted under the laws of the United States and the State in which Voryntyl is registered, without regard to conflict of law principles.
 
 
 
14. Changes to Terms
 
 
Voryntyl reserves the right to update these Terms & Conditions at any time. Continued use of services constitutes acceptance of updated terms.
 
 
 
15. Contact Information
 
 
For questions regarding these Terms & Conditions, contact:
 
Voryntyl

 
 
Legal Disclaimer
 
 
Voryntyl is not a law firm, credit bureau, or financial institution. Services provided are educational, administrative, and strategic in nature.